3 Years Interest-Free Finance 0% APR
Buy Now Pay Later
Interest-free continues to be our most popular offer. It seems that just about everyone loves 0% finance* and it’s easy to see why so many of our customers choose this particular payment option. After all, it is the cheapest way to borrow money and spread the repayments over a fixed term-with no additional costs.
Buy now pay later with 12 months non-payment period.
Spread the cost with buy now pay later finance available online and in-store. The buy now pay later finance option allows you to spread the cost of your purchase over 120 months with a 12 month non-payment period.
If you choose to exercise the option to settle the amount of credit in full before the end of the non-payment period you will not pay any interest.
At Kingsway Windows Ltd, we understand that customers may prefer to pay with finance, so we’ve partnered with established credit brokers, Ideal4Finance, to enable you to spread the cost with monthly payments.
The following options are available, always subject to the lender’s assessment:
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0% APR finance over 12, 24 or 36 months
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12.9% APR over 48, 60 or 120 months
A deposit might be payable, and we will agree on this before you begin your application.
You can apply online anytime, and decisions are made quickly. The final decision is based on your individual circumstances, including your personal credit profile, how much you want to borrow and the loan period.
Here is a representative example of a £5000 purchase made over 5 years with a 25% deposit: Purchase price £5000; deposit amount £1250; total credit £3750; loan term 60 months; APR 12.9% (fixed); monthly repayment £85.13; total repayable £5107.93; total cost £6,357.93.
There are risks involved in taking out a loan, and you should ensure you can make all payments on time and in full; failure to do so can lead to financial difficulties and have a negative impact on your credit score.
